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Mel Stewart is an investment advisor representative of, and securities and advisory services are offered through USA Financial Securities, Member FINRA/SIPC. A registered investment adviser located at 6020 East Fulton St, Ada, MI 49301. Mel Stewart Investment Services is not affiliated with USA Financial Securities. Mel is authorized to transact securities-related business and investment advisory services only in states where he is properly registered. For investment products and services, these states include AZ, GA, KS, LA, OK, and TX. For investment advisory services, this includes AR, LA, NC, OK, and TX. Additionally, clients who are not residents of these states cannot be serviced. All content available on this Website is general in nature, not directed or tailored to any particular person, and is for informational purposes only. The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice or to effect securities transactions or to render personal advice for compensation. Please consult legal or tax professionals for specific information regarding your individual situation. * Annuities are best suited for long term investors. Some features may be available only by the purchase of a rider, an optional addition to an annuity or like insurance policy that is available for an additional fee. Withdrawals prior to age 59 1/2 may be subject to an additional 10% tax penalty. Surrender charges may apply. Guarantees are provided by the claims-paying ability of the underlying insurance company. Check the background of your financial professional on FINRA’s BrokerCheck.